Stash and Beaver
Stash offers stock rewards through its debit card. Beaver round-ups invest your own money alongside a purchase.
| Compare |  Beaver |  Stash |
|---|---|---|
| Monthly fee | $0 monthly | $12 / month |
| How it works | Nearest dollar, percentage, or spending match | Stock-Back rewards on its debit card |
| Where it goes | One investment, by brand, or by category | Stocks, funds, and managed portfolios |
| Card or account | Use your linked card | Stash debit card for Stock-Back rewards |
| What you hold | Tokenized securities in your wallet | Brokerage, retirement, and children’s accounts |
Sources and pricing details
Beaver charges 1% per investment, 2.5% on sales, and 0.10% on withdrawals. Stablecoin deposits are free; other deposits cost 0.10%. Early access is invite-only. Round-ups use your money; card rewards are a different product.
Checked September 23, 2026. Standard monthly plans shown; promotions and annual plans may differ. Subscription prices cover different services and are not total investment costs.
Grifin’s published fees vary by plan. Tokenized securities have different rights and risks from conventional brokerage holdings.
Where Beaver stands out
Beaver lets you invest alongside purchases on your linked card without a monthly plan. Stash’s card rewards and wider account bundle may be useful if you want those services; Beaver round-ups use your own funds.
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