Acorns and Beaver
Acorns offers managed investment portfolios and a wider account bundle. Beaver focuses on purchase-based investing with rules you choose.
| Compare |  Beaver |  Acorns |
|---|---|---|
| Monthly fee | $0 monthly | $4–12 / month |
| How it works | Nearest dollar, percentage, or spending match | Round-ups into managed portfolios |
| Where it goes | One investment, by brand, or by category | Managed portfolios; custom stocks on Gold |
| Card or account | Use your linked card | Link a card; Acorns card for real-time round-ups |
| What you hold | Tokenized securities in your wallet | Brokerage and retirement accounts |
Sources and pricing details
Beaver charges 1% per investment, 2.5% on sales, and 0.10% on withdrawals. Stablecoin deposits are free; other deposits cost 0.10%. Early access is invite-only. Round-ups use your money; card rewards are a different product.
Checked September 23, 2026. Standard monthly plans shown; promotions and annual plans may differ. Subscription prices cover different services and are not total investment costs.
Grifin’s published fees vary by plan. Tokenized securities have different rights and risks from conventional brokerage holdings.
Where Beaver stands out
Beaver gives you direct control over round-up destinations without a monthly subscription. Acorns offers managed portfolios and retirement accounts; Beaver holds tokenized investments in your wallet.
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