Source: https://trybeaver.app/compare/qapital-vs-acorns

[← All guides](https://trybeaver.app/learn)

# Qapital and Acorns

Qapital emphasizes rules for saving toward goals. Acorns offers round-ups into investment portfolios.

| Compare | Beaver | Qapital | Acorns |
| --- | --- | --- | --- |
| Monthly fee | ✓ $0 monthly | $3–12 / month | $4–12 / month |
| How it works | ✓ Nearest dollar, percentage, or spending match | Saving rules; investing from $8 / month | Round-ups into managed portfolios |
| Where it goes | ✓ One investment, by brand, or by category | Ready-made investment portfolios | Managed portfolios; custom stocks on Gold |
| Card or account | Use your linked card | Linked bank account; Qapital card available | Link a card; Acorns card for real-time round-ups |
| What you hold | Tokenized securities in your wallet | Savings and investment accounts | Brokerage and retirement accounts |

### Sources and pricing details

Beaver charges 1% per investment, 2.5% on sales, and 0.10% on withdrawals. Stablecoin deposits are free; other deposits cost 0.10%. Early access is invite-only. Round-ups use your money; card rewards are a different product.

Checked September 23, 2026. Standard monthly plans shown; promotions and annual plans may differ. Subscription prices cover different services and are not total investment costs.

[Qapital ↗](https://www.qapital.com/pricing/) [Acorns ↗](https://www.acorns.com/pricing/)

Grifin’s published fees vary by plan. Tokenized securities have different rights and risks from conventional brokerage holdings.

## Where Beaver stands out

Beaver is the option here for directing round-ups to individual supported investments without a monthly subscription. Qapital emphasizes savings goals, while Acorns emphasizes managed portfolios.

## Try Beaver early

Request an invitation for iPhone.

[Get early access](https://trybeaver.app/#early-access)

## Keep reading

[Compare round-up investing apps ↗](https://trybeaver.app/best/round-up-investing-apps) [Alternatives to Acorns ↗](https://trybeaver.app/alternatives/acorns) [Alternatives to Grifin ↗](https://trybeaver.app/alternatives/grifin)