Source: https://trybeaver.app/alternatives/acorns

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# Alternatives to Acorns

The useful comparison is between managed portfolios, savings rules, and investments you select yourself.

| Compare | Beaver | Acorns | Stash | Qapital | Grifin |
| --- | --- | --- | --- | --- | --- |
| Monthly fee | ✓ $0 monthly | $4–12 / month | $12 / month | $3–12 / month | Paid membership; plan varies |
| How it works | ✓ Nearest dollar, percentage, or spending match | Round-ups into managed portfolios | Stock-Back rewards on its debit card | Saving rules; investing from $8 / month | An amount per purchase, invested weekly |
| Where it goes | ✓ One investment, by brand, or by category | Managed portfolios; custom stocks on Gold | Stocks, funds, and managed portfolios | Ready-made investment portfolios | Brand-linked investing with adjustable settings |
| Card or account | Use your linked card | Link a card; Acorns card for real-time round-ups | Stash debit card for Stock-Back rewards | Linked bank account; Qapital card available | Use your linked cards |
| What you hold | Tokenized securities in your wallet | Brokerage and retirement accounts | Brokerage, retirement, and children’s accounts | Savings and investment accounts | Brokerage account |

### Sources and pricing details

Beaver charges 1% per investment, 2.5% on sales, and 0.10% on withdrawals. Stablecoin deposits are free; other deposits cost 0.10%. Early access is invite-only. Round-ups use your money; card rewards are a different product.

Checked September 23, 2026. Standard monthly plans shown; promotions and annual plans may differ. Subscription prices cover different services and are not total investment costs.

[Acorns ↗](https://www.acorns.com/pricing/) [Stash ↗](https://www.stash.com/pricing/) [Qapital ↗](https://www.qapital.com/pricing/) [Grifin ↗](https://help.grifin.com/knowledge/how-much-does-grifin-cost)

Grifin’s published fees vary by plan. Tokenized securities have different rights and risks from conventional brokerage holdings.

## Where Beaver stands out

Beaver suits round-ups into investments you choose without a monthly plan. Acorns may suit you better if you want managed diversification and retirement accounts in one service.

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## Keep reading

[Compare round-up investing apps ↗](https://trybeaver.app/best/round-up-investing-apps) [Alternatives to Grifin ↗](https://trybeaver.app/alternatives/grifin) [Acorns and Beaver ↗](https://trybeaver.app/compare/acorns)